Frustrated, Stressed & In Debt to The Abundance Mindset with Nate Ridgeway

Welcome to the Synergy Mindset Podcast, Mindset Monday Edition.  Nate Ridgeway is here to share about the Scarcity Mindset vs. the Abundance Mindset.  We will find out what the Abundance Mindset is and how can we adopt an Abundance Mindset?

Nate is a Husband, Father, Entrepreneur, John Maxwell Certified Coach, Pastors’ Son, the Leader of Life Tribe and also has an amazing Second Chance Story. On his website, he says that he is grateful for his second chance at living life wisely and well.

He grew up, The Son of a Preacher Man, that was also, The Son of a Preacher Man and he was also The Son of a Preacher Man. Being the 4th generation involved in church ministry and it taught him to love and value people and how to build things.

Whether you are building things or peoples lives it is in Nate’s DNA, in his blood.

Not an Abundance Mindset

Nate shares that he was not always living with an abundance mindset and started off his family in debt by putting the hospital bills on his credit card. They took vacations and paid utilities and at one point got to 50K credit card debt on high-interest cards.

He had the wrong mindset about life, got up to 247 lbs, was totally stressed out, hated life and ended up wondering how he ended up overweight, broke, and frustrated. He has massive desires to make a massive impact in the world and he was not making an impact at that time.

Nate was given the name, Life Architect, by a dear friend of his that had a branding firm and put the story in front of his face. He showed him how far he had come and how he was helping people to re-engineer and redesign their lives. This really played to the DNA of his heart.

A Change in Life

When he realized change needed to take place in his own life it began step by step. He experienced frustration while he was trying on his wedding/funeral suit and it just wasn’t buttoning and he punched the mirror in frustration. It as a wake-up moment of the physical state his body was in. The next was when he went to a financial coach and they uncovered his $600.00 a month Starbucks Habit. He tells us that when you are accountable and you really want to move from scarcity to abundance you are willing to take those kinds of, “spankings” from a coach.

His mindset was a scarcity mindset because he had a lack of abundance in his mindset to be honest with himself and know how to use whatever resources were available to him. He was not in abundance because he had money to spend at Starbucks, he was in scarcity because he was using money that he could have put towards his debt so that he could move towards abundance.

Moving toward abundant living is knowing how to use your resources; time, energy, money, a skill, talent or the gifts that God has given you responsibility. 

The Power of a Coach or Mentor

You have to be willing to submit to a coach if it is going to be effective. There are many coaches and areas of coaching and Nate feels that the coaching fit is special. He recommends taking the time to find a coach where the relationship is the right fit, someone that can help you get what you are looking for. Find someone that has done what you want to do or has been where you want to go.

Listen to the whole interview to find out what those steps are and hear the rest of Nate’s Journey. Find out how he developed a Rockstar Abundance in his life and how it has allowed him to make a massive impact in the world. You can hear the whole story on the Podcast: Listen Here

Nate’s Fav Book:

The PodcastNate’s Listening to:


Scarcity Mindset With Jiaying Zhao

Today on Mindset Monday I speak with Jiaying Zhao about the Scarcity mindset and how it impacts everyone. She brings her own story about growing up in China living in an area experiencing poverty and tells us that is has led her to dedicate her life to researching and helping some of the most vulnerable and poor people. She shares her lens on this topic as well as some research and statistics from her work.

Meet Jiaying

Jiaying has her Ph.D. in Cognitive Psychology and is an Assistant Professor for the Department of Psychology at UBC. She is a Canada Research Chair (t2) in Behavioral Sustainability. She belongs to the Institute for Resources, Environment, and Sustainability. She loves her work of research, supervising students, research projects, teaching, and service.

On the Synergy Mindset Podcast, she takes us back to the beginning of her story and shares about her life growing up in China. She tells us she grew up poor and had intimate experiences in her family and in society at that time. Her family got out of poverty and she was able to pursue an education in Canada.

She was interested in poverty because of her personal experience and when she was in graduate school, one of her Ph.D. advisors was working on poverty. Jiaying jumped on board immediately because it was a personal interest and passion of hers since childhood. They wanted to understand what makes the poor poor and for the last decade have been investigating a psychological cognitive explanation of the behaviors of low-income individuals.

Scarcity Mindset is a condition of not having enough or the feeling of not having enough. This can be money, time, calories, pretty much anything. It is experienced by pretty much everyone in the world.

When someone is feeling scarcity they begin to tunnel their resources. They focus only on the task at hand and can end up making poor decisions due to a lack of seeing the big picture.

Jiaying uses the example of money scarcity and how people borrow money, such as payday loans, with high interest to solve the moment’s problems. They neglect everything else and those other things are equally important. This is a cognitive phenom.

There are other scarcity mindsets. There are social driven ones as well. In society, we tend to view low-income individuals as lazy or not-competent and it is most of the time, unfair and not true. The poor suffer a lot of stigma because of their poverty identity. Therefore, a poor person may be worried about how others view them based on the perception that they know the average person will view them. These are mental burdens on the poor.

It uses cognitive resources and the worry has effects. This constant worry reduces IQ and decreases performance. When Jiaying grew up in China in the 80’s everyone was poor therefore she experienced equality. Here in Canada, we have inequality of super-rich to all ranges which causes even more of a stereotype.

We need to change the public perception of the poor and there are several initiatives on the way. 

Self-fulfilling Prophecy

A vicious cycle, the person perceives the stereotype is true about them, therefore, acts with behavior that is destructive or will be in ways to confirm the belief and ends up becoming the person that the stigma projects. It can be broken by realizing the stereotype or belief is not true. This is how we can begin to dissociate the situation from the individual. The individual can change their belief about themselves and therefore change their behavior.

Policymakers can help make a difference as well. Jiaying has met with leaders to discuss how the government can help by increasing the overall income for low-income people. She suggests that we look at the impact the cash incentives will have on a person and what their individual needs are. If someone is not well or able to make decisions then we should provide services that are helpful. For some, they only need cash, they don’t need all the services and programs. We should use our due diligence to look at the impact that we are having.

Studies show that most people that are given a cash incentive do not use it on gambling or drugs and alcohol, they use it for good.

They are struggling to live in that scarcity context and need as little burden put on their lives as possible. Their cognitive bandwidth needs to be protected and we could look at how could we make it easier for them? One way Jiaying suggests is to offer automatic supplements if they make under a certain amount. She believes the help when they seek it needs to be easier to access, they should not have to request it.

What can people in poverty do to turn their life around?

Jiaying tells me it is the same things that everyone else would do. She doesn’t feel anyone should tell them what to do but if we want to work together we can offer to help them brainstorm. They are incredibly able to take care of themselves and seek out support. It is helpful to remind them of appointments if they would like that help as it is really hard to manage those things without a planner or calendar.

What she believes that all of us can do: Self-care!

Favorite Book


Post Traumatic Growth from Failed Relationships with Katrina Goff

Have you felt the pain of losing someone that you love followed by the frustration of thinking about how difficult starting over would be? Post Traumatic Growth can show up from failed relationships. If you are hurting or keep repeating the same cycle of relationship- single- relationship tune in to this podcast interview with Katrina Goff.

Katrina Goff, CAPP, CRT, is a positive psychology practitioner, and a certified resilience trainer, licensed to facilitate the Bounce Back Better(R) system, a Flourishing Center Program.
The interview is available on the Podcast: Here 

Katrina spent the majority of her career working in Health Care and with the Military. She came across the term, Post Traumatic Growth in a Psychology class she was taking and was able to share it with several service members in active duty over the years. It gave them some hope, and she could help them to see a different side of life other than just Post Traumatic Stress Disorder.

She is passionate about helping people have happier and healthier relationships and helping people see there is something else outside of just being stuck in the trauma of a situation, that you can find good in situations and you can have maybe a different life than you anticipated but that it can be even better than you dreamed.


It’s all about how we choose to look at things and really being aware of the thoughts that come into our minds and what we do with them.

Sometimes we are getting something out of holding into trauma and are not ready to let it go. The longer we entertain a negative or painful thought the quicker it will pop back into our head. We have automatic thoughts and we have the power to take control over it, we do not have to entertain them.

We may not have had control over the initial situation but what we think and feel about it is definitely in our control.


We often think of war, a serious illness, death of a loved one, rape or anything traumatic but when we think about a failed relationship that can be one of the most traumatic events that ever happen to us in our life.

We have invested our time, our heart, our mind into believing we are going to have that relationship forever. Perhaps that person is your best friend and you never imagined not having them in your life. Due to some circumstances regardless of fault, it can be debilitating.

We can want to lay in bed and our thoughts can focus on the negative like how our life will never be the same and that we won’t have it back again. These thoughts don’t lead us forward.

Post Traumatic Growth (PTG)

When we can see it and know how it shows up we can build more of it into our lives. One way that it shows up for Katrina is in Spirituality. Knowing she has a Heavenly Father that loves her and being part of something bigger than herself is very important to her. She knew when she was hurting that she was never alone.

She tells us that when our heart feels it is breaking we tend to want to isolate ourselves and we feel we are the only person that ever felt that way but we are not alone, everyone feels this way and have had a heartbreaking experience.

Meaning – I can make an understanding of what happened and expect that something is going to be better in the future because of it.

We are meaning-making creatures and want to figure out what we learned so we can share it with others. PTG comes from asking questions such as, What was my part in that breakup, what did I miss? How can I help other people?  It is hard to do but if we don’t get to the heart of this, we can end up in that repeating cycle of relationship, single and heartbreak or we never believe we can have it.

Purpose – Future focuses, What am I going to do with that info that came from meaning?

What gifts, skills, abilities, and talents have I come across that can help other people?

Katrina’s Journey

Before her Marriage Fitness Training had a name she knew she was going to find PTG from her experience. She had a failed marriage followed by relationships that didn’t end well and she came to a point in her life that she would NOT settle. She said we can all come to a point that we see we are good enough, we will not accept less than what meets our needs.

She offers some words of wisdom, if you are at that point of failed relationships, Stop!!! Don’t jump into a relationship until you can clearly define in your heart and mind, What do you need, what do you desire and how can you clearly articulate that?

She shares, with vulnerability, that this comes from a place of been there done that. The audio is available and you can hear all the details by listening on the player above or you can find us on Apple music and Stitcher Radio, Synergy Mindset Coaching Podcast.


Katrina is the creator of “Marriage Fitness Training: What’s STRONG with your Marriage” and “Building Post Traumatic Growth”, and many more. Katrina’s mission statement, simply put, is to help people discover their goals, develop their strengths, and determine the path to their success. She is passionate about the science of well-being and resilience. Katrina is the co-owner of Goff Impact Consulting with the love of her life and husband Jay Goff also a John Maxwell speaker, trainer, coach. Katrina is passionate about helping people have healthier and happier relationships. She uses a strengths-based approach and teaches others to first answer the question “what’s right with me, what’s right with others?”

Fixed and Growth Mindset with Ana Melikian

Mindset Monday with Ana Melikian

Ana shares her fascinating story of moving from Portugal to Phoenix Arizona in the United States. She had been traveling the world speaking in her academic life as a Psychotherapist and left is behind to be with her husband.

She had recently finished her PhD and to practice in the United States, she would have had to jump back into more time in school so she decided to start her own coaching business. Ana tells us that jumping back into school felt as if she had completed running a marathon and was about to run the second one right away.

She felt that life coaching pulled her skills and academic life together and she went on and became certified through the best coaching programs. She had found that her coaching business was much different from her practice in Psychotherapy. Using a Growth Mindset, she began to look to find a way to make success in coaching.

Ana began to train with Michael Port, the NY Times Best Selling author and creator of Book Yourself Solid®.  She became certified, then became an elite coach.

As Ana shares about mindset, she mentions Carol Dweck and her book. Mindset.

Ana’s steps to changing your thoughts:

  1. Become aware of our fixed mindset, we all have blind spots and a self-awareness muscle. We can become aware of our talk telling us that we cannot do something.
  2. Recognize we have a choice, decide if we will do something about it.
  3. Talkback with our growth mindset. Reframe negative thoughts into we can do it attitude. Add yet, to your thoughts, I am not good at this yet!
  4. Effort, it is not desire alone that does something, we must put in a lot of effort and it is totally possible.

The interview is available on the Podcast: Here 



“Watch your thoughts, they become words;

watch your words, they become actions;

watch your actions, they become habits;

 watch your habits, they become character;

watch your character, for it becomes your destiny.”


What is Missing with Doug Holt

Mindset Monday with Doug Holt

What do you do when others think you have it made but deep inside you still feel like something is missing. You long for more than the life you have right now, what do you do?

Doug’s Story

Back in 2007, Doug was one of the youngest business owners on the main street in Santa Barbara, CA. Owning an elite private training gym, a fitness magazine, and doing consulting for several companies. By all accounts he had it made… but he wasn’t fulfilled.

That’s when Doug made a dramatic shift and began to ask the question:

  • If you put down the last few years of your life into a book would it be a book you’d even want to read?
  • Better yet would it be a page turner?

If not, it’s time to make a change and a change is exactly what Doug set out to make… and he did.

Meet Doug Today

He has been traveling with his family for 4 months. His 17-month son is his life and his goal and mission is to be the best possible husband and father he can be.

Doug wakes up in the morning and journals, gets some work done and then spends a lot of time with his son. He runs 6 companies and the journey he shares today is all about how he made his business run around his life and not the other way around.

The Journey

Doug grew up an entrepreneur and it started in Orange County California where he grew a garden in his backyard and sold the produce door to door. He has always been that way and gave a lot to charity. Two cornerstones in his life were Entrepreneurship and Philanthropy.

He was one of the youngest business owners and was running three business at the time. He ran a magazine, was consulting and ran a networking group that consisted of some celebrities and business people.

From the outside, he felt that something was missing and went to his mentor to share this. His mentor told him to, “buck up” and be happy with how lucky he was. It didn’t sit right in his stomach so he went to a coffee shop and started writing.

The turn around point 

Doug asked a powerful question in his journaling, If someone followed him around for the last couple of years of his life and wrote it down, would it be a best seller, a book Doug would be interested in reading, a page turner? The answer shocked him, it was NO!

Doug took an honest appraisal of his life and noticed that he was stressed and that his time away from work was lonely. He decided he wanted to have a family and time to spend with them and when he consulted his mentor he was told that he couldn’t have both.

Observing others, Doug noticed that others in the business world weren’t happy with their family life and he knew he wanted to have both. I asked him how he overcame being given this advice, advice being given by extremely successful people in life and business, neighbors of Ellen and Oprah.

The Quest

He went on a quest that lasted about four years and attended seminars, had coaching and mentoring and took it all in. He started piecing it all together like a puzzle. He gamified it into where he could get wins and figured out how he could make his business work for him. He sold the studio that required him to be there in person and took his businesses online. It required a lot of hard work and utilization of processes and systems to make it successful.

He shared with his mentor and his mentor was very happy that he was able to create the life of his dreams.

The 90-day game plan

Doug created the 90-day game to help gamifie your own life. You an find it at

The interview is available to listen to on Anchor: Here 

Parting Words


Healthy Mind and Hormones with Dr. Cobi

Woman are like the thermostat of the home, there is a ripple into their families, jobs and everything they do if they are not well. This week on Mindset Monday is our first Practitioner interview with Dr. Cobi from Essential Health Natural Wellness Clinic.

We all know it is important to have a healthy body but I ask her why is it important to have a healthy mind?

Dr. Cobi tells us that it doesn’t really matter how healthy your physical body is if your mind is not. If you are struggling with depression or anxiety you may not answer you are doing alright. If you have a really healthy mindset and are struggling with physical symptoms, you can sort of overlook them if your mindset is healthy.

How do you help woman achieve optimal health?

Dr. Cobi’s specialty is Hormonal Health. She found that the underlying cause of many of the woman she would see was because of a hormone issue. Upon realizing this Dr. Cobi returned to school to earn her Ph.D. in Endocrine Function, (Basically Hormone Issues) She found herself falling more and more in love with hormones as she witnessed the impact it had on her patients.

She tells us that Woman’s hormones shift throughout the month and depending on the sensitivity during these shifts, it can equal a lot of issues. When a woman comes in and is struggling with fatigue, mood swings, menstrual issues, weight gain or other symptoms the first thing she helps them with is to recognize why they are feeling that way and discover the underlying cause. She helps them to discover it through comprehensive hormone testing, kind of the, “Hallmark foundation”, of her practice.

You could be feeling anxiety that could be coming from several different hormone issues, that is why is very important to find out the cause of the symptoms before treating them.

She uses lifestyle changes first such as asking questions like, how did you get here in the first place? If it is stress, she will help her to make lifestyle changes. She uses specialized natural hormone therapies, natural herbal medicine remedies supplements and detox.

How did Dr. Cobi find her path?

Growing up, her Mom was always interested in natural health and her Grandpa was a herbalist so she got a bit of exposure from him. Dr. Cobi knew she was going to be a doctor or pharmacist from a young age.

While he was in school her Mother developed a rare blood condition and was in the hospital for a year. She had to leave school and witnessed her mother go from being told that she would not live a healthy productive life to thriving. She tapped into her belief of natural medicine and although conventional medicine saved her, Natural Medicine brought her back to fully living.

After this experience, she switched her path into Natural Medicine Healing.

Q. What is something that you find you are often repeating to your clients?

A. That when you come to Dr. Cobi, you won’t be just taking a couple of pills and going home. She makes a reference to a marriage, both people have to work at it.

Q. What can a first-time client do to best prepare for a first appointment.

A. She finds most people have been down the path for a while and are ready for some changes or a shift in a different direction. She hopes they are open to making some changes in the foods they eat, the lifestyle they are living and this question, how do I treat the cause so I don’t have to keep treating the symptoms? This is about 50% of the work she tells us.

Q. Is there anything you would like to share?

A. Her passion is to help people live their best life. She is on the team of the patient no matter what that looks like. It could be conventional medicine, natural medicine, coaching…. Whatever that looks like that is what you will get.

Dr. Cobi has offered you two free gifts.

The first is a 7-day hormone reset.

 free web class on Optimizing Health and Hormones.

The interview is available on the Podcast: Here 


International Best Selling Author of:

Author of The Ultimate Gluten and Dairy Free Cookbook

Author of The Ultimate Candida Guide and Cookbook

Author of The Ultimate Hormone Balancing Guidebook

Author of The Ultimate Metabolic Plan Uncovering and Conquering the Roadblocks to Weight Loss

About Dr. Cobi

Dr. Cobi Slater is a Board-Certified Doctor of Natural Medicine, Registered Herbal Therapist, Registered Nutritionist and she also holds a Ph.D. in Natural Health Sciences. Dr. Cobi is the founder of Essential Health Natural Wellness Clinic located in Maple Ridge, British Columbia, Canada.

Dr. Cobi is extremely passionate about helping others heal naturally as well as empowering patients to live a life of optimal health. Dr. Cobi is a regular guest on many international radio and TV health shows. She also contributes to numerous publications as a health expert and is the International Best-Selling Author of 5 health books including The Ultimate Candida Guide and Cookbook, The Ultimate Hormone Balancing Guidebook, The Ultimate Metabolic Plan, The Ultimate Gluten and Dairy Free Cookbook and Refresh, Revive, Restore 10-Day Detox.

Dr Cobi has helped thousands of patients regain their health through lifestyle changes resulting in a freedom to enjoy life like never before!

Achieving Health Naturally with Ashley James

Ashley knows what it is like to feel like life is dark, hope is something for others, health is a dream and it is hard. At her worst point, she had Polycystic ovary syndrome (PCOS), type two diabetes, chronic fatigue, brain fatigue and a list of health issues holding her back from living the life of her dreams.

Today she is thriving, has overcome all of her health challenges and is helping others to create a life of thriving through her podcast, coaching and by sharing her personal journey.

The Foundation of Health

  1. Sleep -We should be getting at least 8 hours of sleep you can listen to her full interview on sleep hygiene
  1. Moving your body -Get outside, hug a tree, breathe in the fresh air and move your body
  1. Eat Vegetables -Aim for two cups per meal or 6-8 cups per day
  1. Drink Water -Aim for 1/3 of your body weight plus extra for your vices such as sugar and sitting all day.
  1. Supplements

Mentioned on the show

Every Day is A Second Chance to gain new learnings, learn something new, learn from others, your own experience, the past, the painful things. You can listen to the interview on the Podcast: Here


Massive Dreams with Valerie Groth

The Ryan Banks Academy was a dream in Valerie’s Mind for many years before it became a reality for the 2018/2019 school year. She shares the story and mindset behind the school opening.

Valerie Groth was a Social Worker in the South side of Chicago and worked with awesome kids facing a lot of challenges. They had such tough environments that they self-harmed and tried to commit suicide.

She had the dream to create a boarding school that would provide a safe place for kids to receive an education for 11 years.  She had thought she would do it once she retired, perhaps when she had piles of cash lying around. Haha, she jokes with us as that is unlikely to happen.

A few events happened that caused her to begin now. She quit her job four years ago and began to make it a reality.

What happened in your mindset to take this from someday to today?

  1. She lost a student to gun violence. It was not the first, it was one she was close with and enough was enough.
  2. Valerie attended the World Domination Summit in Portland and Michael Hyatt was giving a speech. He told the audience that an actuary had told him that someone in the audience would die in the next 30 days.
  3. She had the realization that her dream was so big that no one else would know what to do, not Oprah, not the President, They Mayor didn’t have a blueprint so therefore it helped her to ask, Why can’t I do it. The bigger the plan is, the easier it was for her to see, it is never about the How, it is making the decision that you are going to do it.
  4. She made the realization that, “this is massive, audacious and requires sacrifice” and she made the decision every day to keep on moving forward.

Her dream is for it to be a boarding school in a few years. Today, they are operating with their first grade 7 class as a day school.

Talking about team

Valerie shares that there are two teams. The Ryan Banks Academy team and the team of people that support her personally. They helped her by coaching, advising and mentoring her along the way. The audio interview is available on Anchor: Here